Earned wages. When life needs them.
Salary++ helps eligible frontline workers access a portion of wages they have already earned before the scheduled payday, responsibly connected to verified attendance and payroll.
The wages you’ve already earned. Available now, not on the 1st.
Salary++ is designed around completed work. It uses dependable attendance and payroll records to make an eligible portion of accrued wages available under the employer’s programme terms.
From attendance to access in four connected steps
Work is recorded
Verified attendance and approved work records establish the wage already earned.
Eligibility is calculated
The programme applies employer-defined eligibility, access limits and frequency.
The worker requests access
An eligible worker requests an available portion of earned wages before payday.
Payroll reconciles
The accessed amount is reflected through the regular payroll process.
Financial wellbeing that supports operational stability
For workers
- Timely access for essential needs
- Less dependence on informal borrowing
- A benefit tied to real work completed
For businesses
- A stronger worker value proposition
- Support for engagement and retention
- Connection to existing attendance and payroll flows
For staffing partners
- A differentiated worker proposition
- Better support between paydays
- One connected model with businesses
A payroll-linked benefit, built on wages already earned
Salary++ is designed as Earned Wage Access: workers reach wages they have already earned, and the amount is recovered through regular payroll.
The Reserve Bank of India regulates digital lending by banks and NBFCs under its Digital Lending Directions, 2025.1 Programme structure matters, so we suggest your own legal or compliance adviser reviews the design for your organisation.
Clear rules protect the programme and the worker
- Live shift data, not old payroll. Eligibility runs off real-time verified attendance, not a previous payroll cycle.
- Eligible wages only. Access is limited to wages already earned from approved work records.
- Employer-defined terms. Eligibility, limits and frequency follow each employer programme.
- Payroll connected. Every withdrawal is reconciled through regular payroll for a clear record.
- Statutory deductions preserved. PF, ESIC, PT, LWF and minimum wage floors stay intact.
Salary++ is the benefit workers feel.
sambal.work is the infrastructure behind it.
Time and attendance, HRIS, payroll, verification, access control and CLMS create the dependable workforce data that makes Salary++ possible at scale.
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