Financial security for the people who keep you running
Salary++ earned wage access and Sambal Care benefits: health and accident cover, device plans and savings, brought to the workplace for frontline workers and their families.
Salary++ is already part of Financial Wellness. Explore it on its own, or see how it fits inside the fuller wellness package.
Explore Salary++ →Benefits every worker deserves, not just the office
When an emergency hits before payday, many workers borrow at very high rates. Financial wellness at work gives them a better option, and gives you a reason for them to stay.
- Salary++: access to a portion of already-earned wages, with no interest
- Group health, personal accident and life cover options for workers and families, offered through licensed insurers
- Payroll-linked plans for smartphones, laptops and electric two-wheelers
- Savings, including digital gold, built into the payroll cycle
Everything in Financial Wellness
Salary++
Earned Wage Access, up to 50% of net accrued wages, with a flat fee per withdrawal.
Health cover
Group medical cover options for workers and families, offered through licensed insurers.
Accident cover
Personal accident and life cover options, offered through licensed insurers.
Device plans
Payroll-linked plans for phones, laptops and two-wheelers.
Savings
Small, regular savings, including digital gold.
Doctor consults
Phone consultations in regional languages.
Four simple steps
Employer enables
Choose the benefits for your workforce.
Workers enrol
Simple enrolment on a phone, in their own language.
Benefits are used
Workers use what they need, when they need it.
Payroll settles
Everything is reconciled through the regular payroll.
Value for every stakeholder
CHRO and Head of HR
A benefits story your frontline actually values, which supports retention.
CFO and finance
No capital outlay and no credit risk for the business.
Workers and families
Support when it is needed most, without the debt trap.
Informal moneylenders can charge an APR of about 97%–178% a year — Salary++ replaces that with a flat fee per withdrawal.1
Common questions
What is Salary++, and what does it cost?
Salary++ gives workers a very short advance on wages they have already earned, repaid on payday. There is no interest rate. A flat fee applies to every withdrawal and is shown before the worker confirms.
Who provides the insurance cover?
Cover is issued by licensed insurers, not by sambal.work. The insurer, the cover and the terms are shown to a worker before they enrol.
Do we have to offer everything?
No. Choose the benefits that suit your workforce. You can add more later.
Do workers pay to join?
No. Registration is free for workers. A flat fee applies to every Salary++ withdrawal.
Can we start with Salary++ and add insurance later?
Yes. Start with Salary++ and add Sambal Care benefits when you are ready.
Wellness starts with Salary++
Financial Wellness works best as a full package — or start with just Salary++ and add the rest of the cover and savings benefits later.
Connect it with other modules
Staffing agency or solution partner?
Refer or resell this module, on its own or together with others, and earn with us. We help you with onboarding and sales support.
Are you a worker?
Register free to get verified jobs and Salary++ benefits. Registration is free.
Give your workforce a reason to stay
Tell us a bit about your workforce, and we will help you choose the benefits that will matter most to them.
- We do not spam
- Our team responds within 1 business day
- Everything you share is kept confidential